Northwest Living Spaces — Jeff Kanally

Is Now a Good Time to Sell in Kootenai County?

The data half of that answer is a clear yes. The other half lives in your situation, not the statistics — here's both halves, honestly.

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What the market data says (this part is unambiguous)

Every seller-relevant indicator currently points the same direction:

Source: Coeur d'Alene Regional Realtors June 2026 report (via the Coeur d'Alene Press, July 18, 2026). These are county-wide figures. City figures: Source: Coeur d'Alene MLS, trailing 12 months ending July 2026. Deemed reliable but not guaranteed.

The three questions the data can't answer

1. Where would you go? Selling into a record market usually means buying into one — unless you're leaving the area, downsizing, or sitting on somewhere to land. Sellers heading to cheaper markets, or out of state, capture this market cleanly. Sellers trading up inside the county are on both sides of the same price level, and the math is closer to neutral than the headline suggests.

2. What's your current mortgage rate? If you hold a pandemic-era rate, the payment jump on a replacement home — with spring 2026 rates reported around 6.1–6.2% — can eat what the record median gives you. This is the honest reason many would-be sellers are staying put, and it's exactly why inventory is thin and your listing would face little competition. The lock-in that keeps your neighbors home is your leverage.

3. Is your equity doing its job where it sits? Five years of ~25% county appreciation left many owners with more equity than plan. Sometimes the answer is sell; sometimes it's stay and borrow against it; sometimes it's convert to a rental. A market statistic can't rank those — your numbers can.

One more honest note: “record median” does not mean “any price works.” The 82-day average splits into accurately-priced homes that move quickly and aspirationally-priced homes that sit and chase the market down. Strong markets punish overpricing politely, but they still punish it.

Turn “good time to sell?” into an actual number


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Timing questions, straight answers

Will Kootenai County prices keep going up if I wait a year?

Nobody honest will promise that. What's knowable: supply is structurally thin, demand held through 6%+ rates, and the five-year trend is +25% — alongside months like March 2026 that printed negative year over year. Waiting is a rate-and-supply bet, not a guarantee in either direction.

What time of year is best to list here?

Inventory builds from winter into summer (668 listings in January to 1,082 by July this year), so spring sellers meet more buyers but more competition; winter sellers meet fewer of both. The data supports listing when your pricing is right more than when the calendar is — an accurately priced home outperforms the season it's in.

How much does selling actually cost in Kootenai County?

Plan around 6–9% all-in — commission, title, escrow, prorations — with a worked example on the $565,000 median coming to roughly $35,000. Idaho charges no transfer or excise tax on the sale; the full line-by-line breakdown is on the cost-to-sell page.

Should I sell before buying my next home, or buy first?

In a sub-4-month-supply market, sale contingencies weaken offers — but carrying two payments at current rates is its own risk. The right sequencing depends on your equity position and risk tolerance; it's the first thing I map with sellers who are also buying.

Do the seller math

What selling actually costs → Your city's real numbers → Selling in WA, buying in ID → The selling playbook → Full market report →

Jeff Kanally — Broker, Epique Realty. Licensed in Idaho & Washington, serving Coeur d'Alene, Post Falls, Hayden, Rathdrum & the greater Spokane area. County figures per the Coeur d'Alene Regional Realtors; city figures per the Coeur d'Alene MLS, trailing 12 months ending July 2026. General information, not an appraisal, and not tax or legal advice — confirm tax questions with a CPA and current figures with the relevant county.